Pay suppliers in their currency. Clients in yours. Batch payments execute in seconds. Fraud blocks the sketchy ones. Real-time settlement tracking.
By the numbers
The use case
Finance teams running 10+ banking interfaces, manual payment files (.txt, .xml, .csv per bank), FX conversion guesswork, IBAN swaps that turn into BEC fraud the next morning.
Flowie batches payments across rails (SEPA, SWIFT, ACH, Wire, instant), blocks fraud at submit (anti-IBAN-swap, beneficiary verification, sanctions screening), tracks settlement in real-time, reconciles automatically against AP records.
For who
Capabilities
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Pay suppliers in 50+ currencies with competitive FX rates. Automatic currency conversion and cost allocation per entity.
Group approved invoices into optimized batches. Execute thousands of payments in seconds across SEPA, SWIFT, and local rails.
AI flags suspicious payments — duplicate invoices, unusual amounts, new bank details, sanctioned entities. Block before they execute.
AI identifies discount opportunities across your invoice portfolio. Capture 1-2% savings by paying select suppliers early.
Capabilities
Pay suppliers in 50+ currencies with competitive FX rates. Automatic currency conversion and cost allocation per entity.
Group approved invoices into optimized batches. Execute thousands of payments in seconds across SEPA, SWIFT, and local rails.
AI flags suspicious payments — duplicate invoices, unusual amounts, new bank details, sanctioned entities. Block before they execute.
AI identifies discount opportunities across your invoice portfolio. Capture 1-2% savings by paying select suppliers early.
Implementation
Plug Flowie into your ERPs, banks, and partner systems. No data migration, no integration team, no rip-and-replace.
First workflow live in production. Your team uses it on real intake, match, payment, and reporting work — not in a sandbox.
Multi-entity rollout. Compliance gates pass. Workflows expand to your full team and full ERP/partner stack.
Customer voice
We consolidated 4 payment tools into Flowie — one for SEPA, one for SWIFT, one for virtual cards, one for direct debit. Cross-border payments that took 3 days now settle in hours, and reconciliation is a non-event because everything maps back to the originating invoice automatically.
Group Treasurer
Group Treasurer, Mid-cap manufacturer · 9 currencies
Batch execution is the unlock. We push 4,800 supplier payments in a single Friday batch. Previously that was 3 working days of treasury staff manually approving and chasing. Now it's a 90-second job.
Group Controller
Group Controller, Industrial group · 14 entities
Early-pay capture used to require an analyst building reports in Excel every Tuesday. AI now identifies discount opportunities across 38K open invoices in real-time. We captured 1.7% on $340M of spend last year — pure margin we were leaving on the table.
CFO
CFO, Distribution group
Asked & answered
ISO 27001:2022 · GDPR · EU-hosted · Full audit trails · Trust Center →
Start free. See your first workflow run before the next quarter close.